Swiss Crowdfunding Market Grows for First Time Since 2021 Driven by Crowdlending Surge
Switzerland’s crowdfunding sector has returned to growth in 2025 after three consecutive years of decline, signaling renewed investor confidence in digital financing platforms. According to the latest “Crowdfunding Monitor Switzerland” report by Lucerne University of Applied Sciences and Arts (HSLU), the total volume of funds raised through online platforms increased by 14% to CHF629 million (around $800 million).
The market had previously peaked at nearly CHF792 million in 2021 before experiencing a steady decline. The recent recovery is mainly driven by strong performance in the crowdlending segment, which now accounts for approximately 75% of the total crowdfunding volume in Switzerland.
CHF 629 million = 629000000 CHF
Experts explain that stricter banking regulations introduced in 2025 played a key role in boosting alternative financing channels. Swiss banks are now required to hold more capital against riskier property loans, making traditional lending more expensive and less flexible. As a result, businesses and individuals are increasingly turning to crowdlending platforms for faster and more accessible financing options.
The report also highlights a broader recovery across other crowdfunding segments. Crowdsupporting and crowddonating platforms recorded growth for the first time since 2020. Crowddonating, which supports charitable, cultural, and social initiatives, and crowdsupporting, where contributors receive rewards such as products or services, together increased significantly in 2025.
Sports and health-related projects were among the most successful categories, contributing to a total combined volume increase of 30% to CHF35 million. Meanwhile, real estate crowdlending showed particularly strong expansion, rising by 38% to CHF275 million, making it one of the most important growth drivers in the sector.
Researchers from HSLU noted that the annual “Crowdfunding Monitor Switzerland” plays a key role in tracking market trends and improving transparency within the financial ecosystem. The study helps identify emerging investment behaviors and highlights how regulatory changes continue to shape Switzerland’s digital finance landscape.